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HERE’S WHAT YOU GAIN FROM CREDIT REPAIR
Whether you’ve found yourself way behind on your mortgage payments or you needed to file for bankruptcy, financial missteps can really put the future of your financial health at risk. When you possess poor credit, lenders and creditors will deem you a “high-risk” borrower, which can lead to insanely high interest rates or they could refuse to do business with you altogether. Financial instability is incredibly stressful. Instead of weighing yourself down with anxiety, The Phenix Group can create a customized solution to improve your credit score and regain your footing.
Purchase your first home
Own your dream car
Get a business loan with a low interest rate
How is Credit Calculated?
Your credit score is generated using a popular scoring system known as FICO®. Creditors and lenders look at your credit score to evaluate your financial health and determine if you will be able to repay borrowed funds. When your name is attached to a bad credit score, it can wreak havoc on your everyday life, making you vulnerable to jacked-up insurance premiums, high interest rates, additional fees on your monthly bills, and even having your loan application denied altogether.
The credit specialists and The Phenix Group work on your behalf to repair your credit score and improve your financial stability. We pull your credit reports from each of the three main agencies – TransUnion, Equifax, and Experian – combing through the details with a fine-toothed comb to ensure there is no misreported information. Whether there’s information from an insolvent business that can no longer be verified, or your name is spelled wrong, The Phenix Group leverages our knowledge of consumer law, working with creditors and lenders on your behalf to resolve these issues.
The Credit Condition in Cleveland, OH
Nestled on the shores of one of the great lakes, Lake Erie, Cleveland, OH is a melting pot of diversity. The Rock and Roll Capital of the World is experiencing tremendous growth, with the metro area offering boundless job opportunities in the construction, IT, and medical sectors. With a great mix of families and professionals, The Forest City is home to popular attractions like the Great Lakes Brewing Company, Gordon Square Arts District, and Progressive Field. Despite the city’s great education system and reasonable cost of living, C-Town residents are shouldering some poor credit scores. Teetering in the 670s, Cleveland is in need of some serious credit repair.
The Credit Inside Scoop
While everyone would like life to be smooth sailing, there’s always going to be some bumps and hiccups along the way. Unforeseen expenses or life events can result in missed payments, the inability to keep up with your financial responsibilities, or defaulting on a loan. The Phenix Group and our independent law firm will examine all of your finances, so we can create a personalized solution that tackles your biggest hurdles and helps you move closer towards accomplishing your goals. From mishandled credit cards to an unexpected layoff, it only takes a few financial mishaps to start spiraling down the bad credit path. Even the most organized and fiscally responsible individuals can wind up battling the throes of poor credit. Because let’s face it, life loves throwing curveballs at us. Our Cleveland credit repair services were designed to help you manage that mountain of unpaid bills and make sure you’re not being hunted down by a debt collector.
Common mistakes that lead to bad scores:
- Habitually late on payments
- Filing for bankruptcy
- Having an account charged off
- Defaulting on a loan
- Closing old lines of credit
- Constantly maxing out credit cards
WHAT OUR CLIENTS
HAVE TO SAY ABOUT US
We can help Cleveland Residents
From debt settlements to credit coaching to repossessions, the credit repair Cleveland specialists at The Phenix Group are here to help you regain control over your finances. We truly believe everyone deserves to live the life they’ve always envisioned for themselves, and that means we need to correct your financial errors. Whether you’ve been dreaming about a shiny new ride or you want that picturesque home for your family, The Phenix Group is committed to helping you get there.