The Phenix Group
The Phenix Group has a deep passion for helping individuals fix bad credit and achieve financial security. The founding members of Phenix have a passion for helping others; one way we do that is through our attorney-engaged credit repair process. Phenix’s goal is to help make the lives of our clients more manageable through improvement of credit and education in the least amount of time possible. We at Phenix know, behind every client is a unique story of struggle, unforeseen twists, uncontrollable life events, all which have led to their current credit situation. Each case is handled on an individual basis, ensuring the best road map, individualized for each client to ensure success. Phenix relies on the knowledge and foresight from a team that was put together specifically to focus on you and your needs. At Phenix, you’ll find well-trained, client-focused credit analysts with knowledge of the financial industry, the ability to break down the numbers and help you navigate the best possible path to your goal.
Over the years, the credit repair industry hasn’t done itself any favors – bad actors have over promised and under-delivered notoriously, with a drawn out, simple dispute process that you could do on your own. In an industry where often times a company’s goal is to prolong a client’s enrollment to maximize their own profits, The Phenix Group charted a different course. We are dedicated to concentrating our focus on our clients, our clients’ goals, and their initiative to resolve these credit issues and obtain results in the shortest amount of time. Your dreams, your goals, your timelines.
WHAT OUR CLIENTS
HAVE TO SAY ABOUT US
We take an all inclusive approach. Our process includes the credit reporting agencies (CRAs), creditors, and any third-party collector who may have tagged your credit, too. Going after the erroneous information on all platforms creates permanent results by tracing accounts to their root, and, once removed, discourage the data furnisher of wanting to re-report the information.
Unfortunately, our services aren’t for everyone. We offer a free consultation with a qualified credit analyst to determine if we can help you with your credit needs.
Based on your credit challenges, goals, and time frame, your analyst will construct a custom tailored plan of action. We strive to obtain the best possible results in the least amount of time.
We work closely with an independent law firm, versed in consumer law. This helps ensure all creditors are held to the letter of the law, and if not, you could potentially receive monies owed to you due to their noncompliance.
It is time to purchase that home, lower those interest rates, purchase your dream car, accomplish the goal you set out to achieve. We are still only a phone call, email, or appointment away if you need us.
Bad Credit For:
We have designed specific programs to achieve home mortgage finance pre-approval.
Your assigned analyst is well-versed in the underwriting guidelines and requirements. This gives you the confidence that we will be able to place you in a position of a well qualified buyer status by your program graduation date. If this is your first home purchase and you are needing direction in the home-buying process, TPG can also recommend a loan officer and realtor from our network of trusted and preferred mortgage professionals.
Credit talk is often deemed as negative when you have a less than desired credit score. Significantly higher interest rates on a home or auto purchases are typical for those with lower credit scores. Loan terms may also include other considerable fees due to the risk the creditor is assuming. The Phenix Group is committed to improving your credit; thus placing you in a great position to refinance at a significantly lower interest rate, on any of your major purchases.
There are several ways to approach securing a business loan. While securing funds is the primary goal; ultimately you want to secure those funds with the best interest rate possible. The number one factor in securing any business loan is having qualifying credit. Whether you are needing a short or long term loan, The Phenix Group can create a custom plan to maximize your credit scores, in the shortest amount of time possible. TPG also has established relationships with business finance lenders to help you navigate your loan.
- CHARGE OFFS
- LATE PAYMENTS
- DEBT SETTLEMENT
- RE-ESTABLISH CREDIT
- CREDIT COACHING
- Student Loan Consolidation
- DISPUTE CODE REMOVAL