Get in touch to start repairing your score today!
HERE’S WHAT YOU GAIN FROM CREDIT REPAIR
Purchase your first home
Own your dream car
Get a business loan with a low interest rate
How is Credit Calculated?
It should be noted, though; that a poor credit score does not reflect poorly on someone – it doesn’t mean they’re irresponsible. Anyone can reverse their credit score. Those who do have a high credit score can be hit with medical bills and unforeseen roadblocks, which suddenly cause their credit score to plummet. The good news? Living in the Greatest City in America means you have access to credit repair solutions that’ll help improve your financial picture. That is what our repair services are for – to serve as a resource to combat all that credit-related stress and help you live the lifestyle you deserve.
The Credit Condition in Baltimore
Baltimore, Maryland may be known as the Greatest City in America, but the attraction to Charm City goes deeper than an appealing name. The Baltimore metropolitan area consists of 2.8 million people and has maintained its small-town feel despite its flourishing population. Otherwise known as Clipper City, Baltimore is home to a slew of tasty restaurants, a thriving nightlife, and a diverse community. Despite having numerous historical landmarks to enjoy, the unemployment rate is sitting at 4.2% and residents possess an average credit score of 666. With those numbers, credit repair is certainly needed for the city of Baltimore, Maryland.
The Credit Inside Scoop
A holiday approaches and you suddenly find yourself swiping your credit cards left and right. As a tower of bills arrives in your mailbox, you begin struggling to make the minimum payments due on your credit cards each month. What’s more, the interest charges you incur by missing payments makes it virtually impossible to catch up financially. What happens when you’re living in Clipper City and suddenly you’ve lost your job and you need to rely on credit cards? Or even a loan? It only takes a few missteps to experience hardship, but through credit repair, you can begin improving your score and incorporating strategies to boost your financial health.
Common mistakes that lead to bad scores:
- Habitually late on payments
- Filing for bankruptcy
- Having an account charged off
- Defaulting on a loan
- Closing old lines of credit
- Constantly maxing out credit cards
WHAT OUR CLIENTS
HAVE TO SAY ABOUT US
We can help Baltimore Residents
When you invest in The Phenix Group, you are partnering with a legally compliant Baltimore credit repair company. We are committed to providing solutions for individuals struggling to raise their credit scores. It’s what we do on a daily basis and we can do it for you.