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HERE’S WHAT YOU GAIN FROM CREDIT REPAIR IN DENVER
The Phenix Group consists of a number of experienced credit analysts and has partnered with an independent law firm to assess your finances and help repair your credit standing. Having done this for a number of years, The Phenix Group will work tirelessly to identify inaccurate information that could hurt your credit. Often your Credit Karma is pulling bad information and factoring in paid-off credit cards and credit fraud when it reports a low score. No matter who you are or what your occupation is, The Phenix Group fits their program to meet your individual needs.
Purchase your first home
Own your dream car
Get a business loan with a low interest rate
HOW IS CREDIT SCORE CALCULATED?
A credit score can range anywhere between 300 and 850. Credit scores are calculated using a popular scoring system known as FICO®. When your credit score falls onto the lower end of the spectrum, creditors and lenders will categorize you as a “risky borrower.” You may look at your low credit score and think, “who cares”? However, the reality is a low credit score means high-interest rates, added fees on monthly bills, denied loan applications, and higher insurance premiums. But just because you possess a poor credit score does not mean there isn’t a solution for Denver credit repair. The Phenix Group is here to provide you with a personalized credit repair plan that’s ultimately designed to help increase your credit score.
The Credit Condition in Denver
Denver, Colorado may have started as a hub for gun-slinging gold miners, but the Centennial State has come a long way since then. Now, the residents of the Mile-High City are known for their laid-back lifestyle, dedication to fitness, and their love for the beautiful outdoors. While the time of the gold-rush may have passed, Denver is now experiencing a different sort of rush – marijuana. Due to the state legalizing marijuana-related products, Denver has seen a major boost to its economy in recent years. Despite all of its attractions, the average Denver resident is clocking in at 668 when it comes to their credit scores. Could it be because the average monthly rent is $1,203? Or, that the average house costs about $393,842? Either way, Denver, CO residents are in need of some serious credit repair.
THE CREDIT INSIDE SCOOP
Your total debt is examined, along with your credit history; to determine your level of financial responsibility. Think of it as an algorithm used to determine whether or not you will be able to repay borrowed funds. Carrying the weight of your credit mistakes sure doesn’t equate to a good time, but don’t forget, anyone can go through a rough patch in life. Whether you maxed out multiple credit cards or you defaulted on a loan, The Phenix Group recognizes that anyone can fall victim to a poor credit score. That’s why we provide credit repair for even those carrying shockingly low credit scores.
Common mistakes that will lead to bad credit scores:
- Habitually late on payments
- Filing for bankruptcy
- Having an account charged off
- Defaulting on a loan
- Closing old lines of credit
WHAT OUR CLIENTS
HAVE TO SAY ABOUT US
WE CAN HELP DENVER RESIDENTS
The Phenix Group’s number one priority is to address your credit score and help you build a better financial future for yourself. Committed to ensuring that your credit score improves, our legally complaint credit repair Denver company will ensure you gain the credit freedom you’ve been looking for. Bye-bye, debt collectors.