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Attorney-Engaged Credit Repair Service

A PLAN TAILORED TO YOUR GOALS

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How We Help

Home Loans

Auto Refinancing

Business Financing

PHENIX CREDIT RESTORATION

THE SOLUTION TO FIX YOUR CREDIT

credit repair

When looking for credit help, we strive to be the one you entrust. The Phenix Group works closely with an independent law firm to help provide credit solutions for those items that creditors and bureaus refuse to recognize as incorrect and update. Our goal is to raise your credit score so that you can achieve the financial goals you set out to achieve.

When the debt is not yours or incorrectly reporting, there are only a few ways to hold the credit reporting agencies to the letter of the law. You may not realize, but the credit bureaus are for-profit companies. They make money based on the negative data reported to them by creditors/collection agencies. Yet, because they are ostensibly geared

at consumer protection, they are required to act against their own financial interests and put your interests at the forefront.

If the process breaks down at the credit bureau level, we will have the paper trail necessary for the law firm to take them to task, typically without having a barrier to the courthouse to overcome.

Attorney-Engaged

Credit Help

Free Credit Analysis

Unfortunately, our services aren’t for everyone. We offer a free consultation with a qualified credit analyst to determine if we can help you with your credit repair needs.

Individualized Action Plan

Based on your credit challenges, goals, and time frame, your analyst will construct a custom tailored plan of action. We strive to obtain the best possible results in the least amount of time.

Progress Report

Credit report results are often highly complex to understand. Your analyst will break down the results, in an easy to understand method, as you continue to progress through your plan of action.

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We Can Help With

  • Bankruptcy
  • Charge Offs
  • Collections
  • Credit Coaching
  • Debt Settlement
  • Dispute Code Removal
  • Foreclosures
  • Judgements
  • Late Payments
  • Re-Establish Credit
  • Repossessions
  • Student Loan Consolidation

Our

Results

Real Clients, Real Results

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WHAT OUR CLIENTS

HAVE TO SAY ABOUT US

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As a Loan Officer with 15 years in the business, I would recommend The Phenix Group to any LO who is looking to take their business to the next level, you won't be disappointed. Besides their insanely awesome Credit Gangster Ninja moves, they legitimately care for the client. They will treat each and every referral like family and guide them through the process, and make it easy and simple to understand and follow. I have been working with them for the past two years and they have drastically changed my business. I have a consistent pipeline of clients who might not otherwise have had a chance at realizing their dream of homeownership.

 

April 20, 2018

FAQ

What is credit repair?
Credit repair is the process of fixing and improving poor credit history that may have deteriorated for a variety of different reasons.
How does credit repair work?
Credit repair companies work with the credit bureaus and your creditors to challenge the accuracy of negative items that affect a credit score. Most companies will only “dispute” items on your credit report. This is something you can do on your own. Professional credit repair will involve attorneys and a detailed audit of how your accounts are reporting.
Should I hire a credit repair company?

Credit repair isn’t for everyone. Some companies will enroll customers regardless if they’re a good fit or not. You might not need to hire a company. At Phenix, we offer a detailed credit analysis to determine the best plan for your individual needs - no obligation.

Can a credit repair company really help?
Yes, attorney-backed credit repair companies can save you time and ensure you’re doing things right by helping you identify and gather the evidence needed. Not all credit repair companies are created equal. At Phenix, we only take clients we are confident we can help.
How long does it take to repair credit?
If you’re a good candidate, credit repair can take as little as three months to as long as a year. It depends on how negative accounts are reporting on your credit.
How much does credit repair cost?
Credit repair ranges depending on the company. Companies that do what you can do for free (dispute accounts) will charge $99 - $500.
If you’re a good fit, attorney-backed credit repair can range from $1,000 - $3,000. It’s always a good idea to get a free credit analysis to see what your options are.

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