Attorney-Engaged Credit Repair

  • Improve your score without the hassle
  • Remove damaging collections, bankruptcies and charge-offs
  • Get approved for the loan you want

Get in touch to start repairing your score today!

How We Help You Get Approved

Juggling financial obligations, especially when paired with things like low wages, unemployment, or unexpected expenses can affect your credit in many ways. Life can throw curveballs at any of us, and when faced with unanticipated bills or expenses, your financial wellbeing can easily take a turn for the worse. It happens to even the most fiscally responsible people. At The Phenix Group, our experienced group of credit analysts will assess your entire financial picture, combing through your reports to challenge inaccurate, outdated, or unverifiable information that may be negatively impacting your score.

Our credit specialists will negotiate on your behalf, calling upon consumer protection laws and our long-standing industry experience, to help rebuild your financial standing and liberate you from the restraints of poor credit. We understand that everyone’s challenges are unique, that’s why we create personalized solutions aimed at resolving your specific needs. It’s important to be patient during the process – there’s no overnight solution for rebuilding your credit. It can be a few months or a few years. But, as the saying goes, good things take time. And, we promise, it’ll be worth every second of it.

HOW LONG DOES IT TAKE TO REPAIR CREDIT?

Free Consultation

We Make Credit Repair Simple

We take an all-inclusive approach. Our process includes the credit reporting agencies (CRAs), creditors, and any third-party collector who may have tagged your credit, too. Going after the erroneous information on all platforms creates permanent results by tracing accounts to their root, and, once removed, discourage the data furnisher of wanting to re-report the information.

1

FREE CONSULTATION

Credit repair companies like The Phenix Group will work on your behalf to help you gain control of your financial health. We provide a free consultation with one of our qualified credit analysts in order to determine whether or not our services can be helpful to your specific credit needs. Unfortunately, our services aren’t for everyone.

2

INDIVIDUALIZED ACTION PLAN

We treat our clients like family, taking the time to gain an understanding of each person’s unique challenges and goals to create a personalized roadmap for success. We provide customized support, employing specialized dispute tactics to get bureaus and creditors to acknowledge inaccuracies, ultimately strengthening your credit score.

3

ATTORNEY ENGAGMENT

The Phenix Group works closely with an independent law firm, versed in consumer law. This helps ensure all creditors are held to the letter of the law, and if not, you could potentially receive monies owed to you due to their noncompliance. We strive to obtain the best possible results in the least amount of time.

4

LOAN READY

Whether you’re looking to purchase a new home, rev the engine on your dream car, or lower the interest rate on your credit card, we are here to help. Our goal is to wash away the stress, headaches, and seemingly endless fees that come with having poor credit to help you gain financial freedom as quickly as possible.

A Specialized Plan for Every Situation

The Phenix Group is committed to helping you navigate choppy waters and improve your financial standing. Behind every client lies a unique story – one filled with unanticipated medical bills, sudden unemployment, or unforeseen events that can quickly spiral into financial hardship. Not only are we an educational resource, but we’re here as your partner to help you make smart financial decisions geared toward increasing your credit score and achieving your goals.

  • Charge-Offs
  • Bankruptcy
  • Collections
  • Dispute Code Removal
  • Credit Coaching
  • Late Payments
  • Student Loans
  • Repossessions
  • Re-Establishing Credit
  • Foreclosures
  • Debt Settlement

START REPAIRING YOUR CREDIT TODAY

Schedule a Free Consultation

WHAT OUR CLIENTS
HAVE TO SAY ABOUT US

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As a Loan Officer with 15 years in the business, I would recommend The Phenix Group to any LO who is looking to take their business to the next level, you won't be disappointed. Besides their insanely awesome Credit Gangster Ninja moves, they legitimately care for the client. They will treat each and every referral like family and guide them through the process, and make it easy and simple to understand and follow. I have been working with them for the past two years and they have drastically changed my business. I have a consistent pipeline of clients who might not otherwise have had a chance at realizing their dream of homeownership.

 

April 20, 2018

How much does credit repair cost?

The beauty of our customized credit repair is we can work within each person’s budget to identify cost-effective solutions that produce results. Through our free credit analysis, we’ll dive into your credit history to provide options tailored to your needs – all while keeping your finances in mind. While pricing differs greatly from person to person and depends on the company you work with, you can expect attorney-backed credit repair to range somewhere between $500 – $3,000.

Free Consultation

credit score calculation

Our Results Speak for Themselves

The Phenix Group will work diligently on your behalf to help raise your credit score. We’ve helped thousands of people in your position, and we can do the same for you!

FAQ

What is credit repair?

The best credit repair is the process of fixing and improving poor credit history that may have deteriorated for a variety of different reasons.

How does credit repair work?

Credit repair companies work with the credit bureaus and your creditors to challenge the accuracy of negative items that affect a credit score. Most companies will only “dispute” items on your credit report. This is something you can do on your own. Professional credit repair services will involve attorneys and a detailed audit of how your accounts are reporting.

Should I hire credit repair companies?

Credit repair isn’t for everyone. Some credit repair companies will enroll customers regardless if they’re a good fit or not. You might not need to hire a company. At Phenix, we offer a detailed credit analysis to determine the best plan for your individual needs - no obligation.

Can credit repair companies really help?
Yes, attorney-backed credit repair companies can save you time and ensure you’re doing things right by helping you identify and gather the evidence needed. Not all credit repair companies are created equal. At Phenix, we only take clients we are confident we can help.
How long does it take to repair credit?

If you’re a good candidate, credit restoration can take as little as three months to as long as a year. It depends on how negative accounts are reporting on your credit.

How much does credit repair cost?
Credit repair ranges depending on the company. Companies that do what you can do for free (dispute accounts) will charge $99 - $500.
If you’re a good fit, attorney-backed credit repair can range from $1,000 - $3,000. It’s always a good idea to get a free credit analysis to see what your options are.