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Attorney-Engaged Credit Repair Service

A PLAN TAILORED TO YOUR GOALS

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How We Help

Home Loans

Auto Refinancing

Business Financing

PHENIX CREDIT RESTORATION

THE SOLUTION TO FIX YOUR CREDIT

credit repair

When looking for credit help, we strive to be the one you entrust. The Phenix Group works closely with an independent law firm to help provide credit solutions for those items that creditors and bureaus refuse to recognize as incorrect and update. Our goal is to raise your credit score so that you can achieve the financial goals you set out to achieve.

When the debt is not yours or incorrectly reporting, there are only a few ways to hold the credit reporting agencies to the letter of the law. You may not realize, but the credit bureaus are for-profit companies. They make money based on the negative data reported to them by creditors/collection agencies. Yet, because they are ostensibly geared at consumer protection, they are required to act against their own financial interests and put your interests at the forefront.

If the process breaks down at the credit bureau level, we will have the paper trail necessary for the law firm to take them to task, typically without having a barrier to the courthouse to overcome.

Attorney-Engaged

Credit Help

Free Credit Analysis

Unfortunately, our services aren’t for everyone. We offer a free consultation with a qualified credit analyst to determine if we can help you with your credit repair needs.

Individualized Action Plan

Based on your credit challenges, goals, and time frame, your analyst will construct a custom tailored plan of action. We strive to obtain the best possible results in the least amount of time.

Progress Report

Credit report results are often highly complex to understand. Your analyst will break down the results, in an easy to understand method, as you continue to progress through your plan of action.

We Fix Bad Credit - 100% Free Consultation

We Can Help With

Bankruptcy
Charge Offs
Collections
Credit Coaching
Debt Settlement
Dispute Code Removal
Foreclosures
Judgements
Late Payments
Re-Establish Credit
Repossessions
Student Loan Consolidation

Our

Results

Real Clients, Real Results

WHAT OUR CLIENTS

HAVE TO SAY ABOUT US

As a Loan Officer with 15 years in the business it is vitally important to me that anyone that I partner with is an extension of my team and personality.
Nothing is more disheartening than referring business to someone only for your client have a bad experience.
This is NOT the case with The Phenix Group.
Besides their insanely awesome Credit Gangster Ninja moves, they legitimately care for the clients as they come over.
They will treat each and every referral like family and guide them through the process, and make it easy and simple to understand and follow.
I have been working with them for the past two years and they have drastically changed my business. I have a consistent pipeline of clients who might not otherwise have had a chance at realizing their dream of home ownership.
I would recommend The Phenix Group to any LO who is looking to take their business to the next level, you wont be disappointed.

April 20, 2018

I am a top producing residential lender and have worked with Joe and his team for 4+ years now. At the high volume I do, I pull many credit reports where the clients are not quite there with qualifying credit scores. Joe and his team have been excellent at giving my clients and I realistic timelines, clear communication, and the most important part - RESULTS. The Phenix Group has been able to remove items that other credit specialists have not from the reports, boosting scores and helping me approve their loan while giving them a better interest rate.
My clients have enjoyed working with the Phenix Group as it can be a grueling process with credit repair, but this team makes it easy.

Jana Grace April 20, 2018

All I can say is thank you! These guys are the real deal. Before I worked with Phenix, I got denied for a house because of my credit. After just a few months, I now qualify for a home and will probably go refi my car too. Thank you so much guys, I will recommend everyone!

Erin Montano Portland, Oregon April 19, 2018

The help and advice that The Phenix Group has given not just me but my family, is priceless. Im 26, have 2 kids, a wife, and now our very first home. No more apartments, annoying upstair neighbors, no more RENT!!! If you are looking for someone who cares about what they do for a living, The Phenix Group is the company for all your credit repair needs.

Stephen Shumway Mckinney, Texas January 27, 2018

We Fix Bad Credit - 100% Free Consultation