Get in touch to start repairing your score today!
How We Help You Get Approved
Juggling financial obligations, especially when paired with things like low wages, unemployment, or unexpected expenses can affect your credit in many ways. Life can throw curveballs at any of us, and when faced with unanticipated bills or expenses, your financial wellbeing can easily take a turn for the worse. It happens to even the most fiscally responsible people. At The Phenix Group, our experienced group of credit analysts will assess your entire financial picture, combing through your reports to challenge inaccurate, outdated, or unverifiable information that may be negatively impacting your score.
Our credit specialists will negotiate on your behalf, calling upon consumer protection laws and our long-standing industry experience, to help rebuild your financial standing and liberate you from the restraints of poor credit. We understand that everyone’s challenges are unique, that’s why we create personalized solutions aimed at resolving your specific needs. It’s important to be patient during the process – there’s no overnight solution for rebuilding your credit. It can be a few months or a few years. But, as the saying goes, good things take time. And, we promise, it’ll be worth every second of it.
We Make Credit Repair Simple
We take an all-inclusive approach. Our process includes the credit reporting agencies (CRAs), creditors, and any third-party collector who may have tagged your credit, too. Going after the erroneous information on all platforms creates permanent results by tracing accounts to their root, and, once removed, discourage the data furnisher of wanting to re-report the information.
Credit repair companies like The Phenix Group will work on your behalf to help you gain control of your financial health. We provide a free consultation with one of our qualified credit analysts in order to determine whether or not our services can be helpful to your specific credit needs. Unfortunately, our services aren’t for everyone.
INDIVIDUALIZED ACTION PLAN
We treat our clients like family, taking the time to gain an understanding of each person’s unique challenges and goals to create a personalized roadmap for success. We provide customized support, employing specialized dispute tactics to get bureaus and creditors to acknowledge inaccuracies, ultimately strengthening your credit score.
The Phenix Group works closely with an independent law firm, versed in consumer law. This helps ensure all creditors are held to the letter of the law, and if not, you could potentially receive monies owed to you due to their noncompliance. We strive to obtain the best possible results in the least amount of time.
Whether you’re looking to purchase a new home, rev the engine on your dream car, or lower the interest rate on your credit card, we are here to help. Our goal is to wash away the stress, headaches, and seemingly endless fees that come with having poor credit to help you gain financial freedom as quickly as possible.
A Specialized Plan for Every Situation
The Phenix Group is committed to helping you navigate choppy waters and improve your financial standing. Behind every client lies a unique story – one filled with unanticipated medical bills, sudden unemployment, or unforeseen events that can quickly spiral into financial hardship. Not only are we an educational resource, but we’re here as your partner to help you make smart financial decisions geared toward increasing your credit score and achieving your goals.
- Dispute Code Removal
- Credit Coaching
- Late Payments
- Student Loans
- Re-Establishing Credit
- Debt Settlement
WHAT OUR CLIENTS
HAVE TO SAY ABOUT US
How much does credit repair cost?
The beauty of our customized credit repair is we can work within each person’s budget to identify cost-effective solutions that produce results. Through our free credit analysis, we’ll dive into your credit history to provide options tailored to your needs – all while keeping your finances in mind. While pricing differs greatly from person to person and depends on the company you work with, you can expect attorney-backed credit repair to range somewhere between $500 – $3,000.
Our Results Speak for Themselves
The Phenix Group will work diligently on your behalf to help raise your credit score. We’ve helped thousands of people in your position, and we can do the same for you!
What is credit repair?
The best credit repair is the process of fixing and improving poor credit history that may have deteriorated for a variety of different reasons.
How does credit repair work?
Credit repair companies work with the credit bureaus and your creditors to challenge the accuracy of negative items that affect a credit score. Most companies will only “dispute” items on your credit report. This is something you can do on your own. Professional credit repair services will involve attorneys and a detailed audit of how your accounts are reporting.
Should I hire credit repair companies?
Credit repair isn’t for everyone. Some credit repair companies will enroll customers regardless if they’re a good fit or not. You might not need to hire a company. At Phenix, we offer a detailed credit analysis to determine the best plan for your individual needs - no obligation.
Can credit repair companies really help?
How long does it take to repair credit?
If you’re a good candidate, credit restoration can take as little as three months to as long as a year. It depends on how negative accounts are reporting on your credit.
How much does credit repair cost?
If you’re a good fit, attorney-backed credit repair can range from $1,000 - $3,000. It’s always a good idea to get a free credit analysis to see what your options are.