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HOW YOU’LL BENEFIT FROM CREDIT REPAIR IN PHILADELPHIA
Once a bad credit score infiltrates your life, it can prevent you from getting a new job or apartment, and severely limit your financial mobility. Liberating yourself from the endless cycle of denied applications, high interest rates, revoked job offers, and anxiety-filled afternoons dodging debt collectors is why we love what we do. The Phenix Group is dedicated to helping any Philadelphia, PA resident in need, and will work quickly to increase your credit score so you can finally reclaim your financial security.
Purchase your first home
Own your dream car
Get a business loan with a low interest rate
HOW DOES CREDIT RESTORATION WORK?
Your finances may be in disarray, but you don’t have to live this way forever. At The Phenix Group, we have a team of credit specialists and work with an independent law firm who understand how bad credit can disrupt every facet of your financial wellbeing. We work to uncover outdated, inaccurate, or unverifiable information found on your consumer credit report that is negatively affecting your credit standing. By requesting reports from Equifax, Transunion, and Experian – the three main reporting agencies – our credit analysts can help deal with items that are harming your credit score.
We work with you to create a personalized credit repair Philadelphia solution that’s designed to help you overcome your specific challenges. As your partner, we negotiate with creditors on your behalf to boost your credit score and restore your financial picture to a healthy one. The last thing you want to do is find yourself wanting to throw your phone while a debt collector is persistently calling you day after day. Likewise, by not properly addressing your credit situation, you’ll rack up high interest rates and find yourself plummeting further and further into financial instability. The team at The Phenix Group is committed to helping Philadelphia residents repair poor credit and get back to enjoying all the city has to offer.
THE CREDIT CONDITION IN PHILADELPHIA, PA
Living in Philadelphia, PA means enjoying its history, art, and eclectic culture. The thriving region is home to a healthy job market, some of the nation’s oldest museums, and lots of opportunities to socialize with loved ones and friends. While Philadelphia is a great place for young professionals and families alike to settle down, many of the residents who call Philly home are facing financial hardship. Have you ever taken a moment to wonder how well your co-workers, neighbors, or even your favorite barista down at the local coffee shop is handling their finances? Are they keeping the plastic safe in their wallet or are they charging up a storm and being fiscally irresponsible? Well, Philadelphia has the second worst credit score when compared to other cities in Pennsylvania, with residents averaging a 633 score. This places Philadelphia in the 9th percentile. Shouldering the burden of poor credit can make it feel virtually impossible to live the lifestyle you envisioned for yourself.
THE FALLOUT FROM BAD CREDIT
Unexpected expenses, unemployment, or managing things like a mortgage can be hard to juggle. And when things begin slipping through the cracks, it can quickly accumulate and negatively impact your credit in a number of ways. Once your credit takes a turn for the worse, you could face high insurance premiums, extra fees, application denials, and the inability to procure things like a loan. Whether you made a few financial mistakes or you had to deal with an unexpected medical emergency that left you staring at a mountain of bills, you don’t have to continue living in a downward spiral. For Philadelphia residents, this often forces a person to turn to credit cards just to meet their living expenses, which only accumulates more debt. Which leads to bad scores and in desperate need for credit repair Philadelphia help.
Common mistakes that will lead to needing credit repair:
- Habitually late on payments
- Filing for bankruptcy
- Having an account charged off
- Defaulting on a loan
- Closing old lines of credit
WHAT OUR CLIENTS
HAVE TO SAY ABOUT US
PHILADELPHIA CREDIT REPAIR
Possessing a poor credit score can completely derail your life. As a tenured specialist in the credit repair space, The Phenix Group is ready to help you eradicate the financial mishaps that have left you facing a wealth of obstacles. From debt settlements to loan consolidations, our customized solutions were designed to help Philadelphia residents restore their credit standing and break free from financial struggle.