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LAS VEGAS, HERE’S WHAT YOU’LL GAIN WITH GOOD SCORES
You don’t have to leave the Lone Star State to improve your credit score. Our unwavering commitment to helping people reverse poor credit and realize financial security has inspired us to design personalized and attorney-based credit repair Las Vegas solutions to help you find success.
Purchase your first home
Own your dream car
Get a business loan with a low interest rate
HOW DOES CREDIT RESTORATION WORK?
Financial mistakes, even seemingly harmless ones, can cause your credit score to plummet. At The Phenix Group, we have an experienced group of credit analysts who will take a look at your entire financial picture, including your credit report, to see if they can help get you back on a healthy credit track. Along with an independent law firm, our credit specialists will comb through your credit reports to remove or correct any errors that are harming your credit standing. We understand that everyone’s challenges are unique and that’s why we will create a program aimed at resolving your specific needs.
Once you have a poor credit score, it can feel like you’re carrying a heavy weight around, as it can prevent you from landing a job, purchasing a new car or home, or accomplishing the goals you set out to achieve. We want to help you enjoy Sin City for all it has to offer. That’s why we request a copy of your credit report from all 3 reporting agencies, Experian, TransUnion, and Equifax, so we can ensure we adequately increase your credit score. What most people don’t realize is that each of these credit bureaus can receive different reports from creditors or lenders, meaning one report can house completely different information than the other. Even something as small as your personal details can throw your credit out of whack.
THE CREDIT CONDITION IN LAS VEGAS, NEVADA
World-class restaurants, flashing neon lights, and all the Black Jack your heart desires. Ask anyone what they envision when they think of Las Vegas and they’ll talk about the infamous strip, glamorous nightlife, and casinos. While living in Sin City does mean residing amongst the bright lights, residents aren’t shimmering stars when it comes to their credit scores. According to WalletHub, the average credit score for Las Vegas residents is a mere 633. For Northern Las Vegas, the number is even lower, ranking in the 5th percentile with a score of 624. A large percentage of Las Vegas residents spend more than their monthly income, only pay minimums on credit card balances, have poor savings habits, and possess a high rate of foreclosure for real estate. These are all financial decisions that could negatively impact your credit score. When you’re branded with poor credit, it makes it extremely difficult to get approved for a student loan, purchase a home, or even gain employment. There is hope for Las Vegas residents, however. The Phenix Group’s personalized credit repair solutions, work to increase your credit score, improve your financial standing, and help you achieve the lifestyle you deserve.
THE FALLOUT FROM BAD CREDIT
When you fail to pay your bills or start maxing out your credit cards, you can easily fall into financial hardship. It can happen to anyone at any point in time. No one can predict getting unexpectedly laid off by their employer or having to undergo an emergency medical procedure. And it’s these interruptions that can quickly put someone who’s living paycheck to paycheck in a financial hole. Repairing your credit as soon as possible is crucial to ensure you aren’t denied loan applications, charged high interest rates, or subject to unreasonable fees. At The Phenix Group, we not only provide financial education, but we help you improve your credit so you can start heading down a positive path.
Common mistakes that will lead to bad scores:
- Habitually late on payments
- Filing for bankruptcy
- Having an account charged off
- Defaulting on a loan
- Closing old lines of credit
WHAT OUR CLIENTS
HAVE TO SAY ABOUT US
LAS VEGAS CREDIT REPAIR
As a legally compliant credit repair company, The Phenix Group understands how destabilizing a bad credit score can truly be. It can swoop in and act as a dark cloud on every aspect of your financial wellbeing. It’s incredibly rewarding to help Las Vegas residents regain the security they need to land a new job, get approved for a student loan, or score a new apartment. We address each of our customers’ challenges in a customized manner so you get the support you need to improve your credit standing.