Attorney-Based Credit Repair ALBUQUERQUE, NM

  • Improve your score without the hassle
  • Remove damaging collections, bankruptcies and charge-offs
  • Get approved for the loan you want

Get in touch to start repairing your score today!



For those in Duke City who have fallen behind on their mortgage payments or made a few poor financial decisions, The Phenix Group is here for you. You deserve to live life to the fullest, and that means straightening out your financial health. No one wants to be denied a loan or face high interest rates because of their credit score. That’s why we work to create a personalized plan to specifically address your unique needs. And, ultimately, help you regain your footing.

bad credit to home loan
Purchase your first home
bad credit car loan
Own your dream car
bad credit business loan
Get a business loan with a low interest rate

How is Credit Calculated?

credit score calculation

So, how exactly did you get your current credit score? The number, ranging from 300 to 850, is calculated using a popular scoring system named FICO®. This score is used by creditors and lenders to assess your financial health and ultimately decide whether they believe you will be able to pay back borrowed funds. Residents of the 505 who are sporting a bad credit score are subject to a number of unpleasant realities, like jacked-up insurance premiums, insanely high interest rates, extra fees on monthly utility bills, and the possibility of being denied a loan altogether.

The Phenix Group’s credit repair Albuquerque specialists are by your side to help restore your financial stability and increase your credit score. Pulling reports from Equifax, TransUnion, and Experience – the three main report agencies – we work diligently to correct inaccurate or outdated information. Whether your name is spelled wrong or there’s information from an insolvent business that can no longer be verified, The Phenix Group uses our knowledge of consumer law to help Duke City residents achieve their lifestyle goals.


Free Consultation

credit repair austin

The Credit Condition in ALBUQUERQUE, NM

From kayaking the Rio Grande to mountain biking in the Sandia Mountains, Duke City is a haven for outdoor recreation. Not only is the 505 the setting for AMC’s hit show, Breaking Bad, but it is also known for the Albuquerque International Balloon Fiesta, which is held annually. With a culturally rich and beautiful metro area, Albuquerque has a great art scene and a thriving economy. While there are plenty of attractions for residents of the Burqe, people living in this city possess some pretty low credit scores, with the average falling around the 656 range. The upside? The Phenix Group is here for all those who call Duke City their home.

free Analysis

The Credit Inside Scoop

Life is bumpy. There’s no avoiding it. It’s not uncommon for those living in the Burque to find themselves unable to keep up with their financial responsibilities or defaulting on a loan. Along with our independent law firm, The Phenix Group provides personalized Albuquerque credit repair services to help you overcome hurdles and start moving towards achieving the goals you’ve set for yourself. An unexpected layoff or mishandled credit care can happen to anyone – even the more organized, financially responsible people can wind up grappling with poor credit.

Common mistakes that lead to bad scores:

  • Habitually late on payments
  • Filing for bankruptcy
  • Having an account charged off
  • Defaulting on a loan
  • Closing old lines of credit


Free Consultation


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As a Loan Officer with 15 years in the business, I would recommend The Phenix Group to any LO who is looking to take their business to the next level, you won't be disappointed. Besides their insanely awesome Credit Gangster Ninja moves, they legitimately care for the client. They will treat each and every referral like family and guide them through the process, and make it easy and simple to understand and follow. I have been working with them for the past two years and they have drastically changed my business. I have a consistent pipeline of clients who might not otherwise have had a chance at realizing their dream of homeownership.


April 20, 2018

We can help ALBUQUERQUE Residents

From credit coaching to repossession to debt settlements, The Phenix Group’s credit restoration specialists have the expertise and reputation to help you regain control of your financial picture. We are passionate about consumer law and know all the ins and outs of providing Albuquerque credit repair services. We’ll help correct inaccurate information on your credit reports and show you how to get back on the right path.