Blog

Does filing bankruptcy ruin your credit?

It is true, most of us have debt; some tend to accumulate a lot more debt than the average person. Often these same individuals may find themselves needing to file for bankruptcy to be able to get the head above water with their finances. What does that mean? What...

read more

How Are Credit Scores Calculated?

What is a Credit Score? Credit scores are numeral models that help lenders determine how likely it is that you will pay back a loan on time. You have many different credit scores including the FICO® and VantageScore. Each of these credit scores use a unique...

read more

Lenders That Work with Bad Credit

Buying a home when you have bad credit makes it harder to realize your dream of ownership. While it’s challenging, it’s not impossible to get a mortgage with less than stellar credit. There are also steps you can take that can improve your credit that will make you...

read more

Does Unemployment Affect Your Credit Score?

Losing a job is difficult in the best of times. When the economy is down, however, the impact of job loss is felt even more. When you pair this with the fact that finances will need to be adjusted and your credit score could be damaged if you can’t pay, job loss...

read more

Build Your Credit Fast with These 6 Easy Steps

A good credit score depicts a person’s creditworthiness, and this will give you a chance for lower interest rates when you apply for a loan. If your credit score is not where you want it to be, there are many ways that you can do to improve your score.     How TO...

read more

Can Refinancing Affect Your Credit Score?

Refinancing may offer several benefits for you. However, before you head out and apply for refinancing, there are things that you should learn regarding its benefits and risk.     What is Refinancing? Refinancing is a key strategy that can help your finances in the...

read more