Reading Time: 4 minutes Whether you’re applying for a loan or an apartment in Fresno, California or in other states – at some point, the state of your credit will likely matter. Before entering into a monetary arrangement with a customer, a...
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Reading Time: 4 minutesHaving your credit limit reduced is common and can even happen if you’ve been good with credit and made all your payments on time. When a creditor lowers your credit limit, it can negatively impact your credit score. However,...
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Reading Time: 4 minutes Stated by The Phenix Group, one of the main reasons that people are reluctant to file for bankruptcy even when they are drowning in debt is that bankruptcy negatively impacts one’s credit score. Depending on the type of...
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Reading Time: 5 minutes Have you ever heard of the expression, “No credit is worse than bad credit?” Like most people, you’ve probably thought the complete opposite. After all, isn’t it better to have no credit at all than to walk around flaunting...
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Reading Time: 4 minutesWhat kind of effect can a student loan have on your credit score? Does this question pique your curiosity? You’re not alone. Many people often wonder how taking out a student loan will influence their credit standing. Will it...
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Reading Time: 4 minutes Whether it’s on friendly terms or not, divorce is stressful, and it can even take a considerable toll on your finances. This means you’ll likely hear phrases such as “100% liable for bills” and “child support payments” as...
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