Credit Reports Archives - The Phenix Group

How Does Lexis Nexis Tie Into the Credit Repair Process?

by Joe C | Feb 3, 2020 | Credit Reports

Reading Time: 4 minutes There are many things that credit repair companies claim to be able to help you with. How many times have you come across an ad or website claiming that a company can help you with a million different things like...

The Truth About Credit Reports: What Are They & How to Get Them for Free

by Joe C | Sep 1, 2019 | Credit Reports

Reading Time: 4 minutes Having good credit is essential to a healthy financial life and to ensure that you’re able to do things you want to do such as purchase a vehicle or house, or even get a cell phone contract. Many people aren’t aware of...

Making Sense of Millennial Credit Card Delinquency

by Joe C | Jul 15, 2019 | Credit Reports

Reading Time: 4 minutesThe New York Federal Reserve report recently shared a chart that does not bode well for young millennials. It showed a trend of 18-29 year-olds who are more than 90 days delinquent on credit card payments. This can be...

Everything You Need to Know About National Credit Systems

by Joe C | Apr 15, 2019 | Credit Reports

Reading Time: 4 minutes Headquartered in Atlanta, Georgia, National Credit Systems is a third-party collection agency that operates independently. Initially founded in 1991, the agency specializes in recovering money for apartment owners and...

How Identity Theft Affects Your Credit & How To Fix It

by Joe C | Feb 15, 2019 | Credit Reports

Reading Time: 3 minutes According to the 2018 Identity Fraud Study conducted by Javelin Strategy & Research, there were 16.7 million cases of identity theft in 2017, which is a “record high” according to the report. The study also says...

What Is A Charge-Off?

by Joe C | Jan 15, 2019 | Credit Reports

Reading Time: 3 minutesLearning the lingo of the credit world is an important part of keeping yours intact. One of the terms that you should be aware of is “charge-off.” This may seem like a complicated term at first glance, but the true definition...