Reading Time: 4 minutes What is a Credit Score? Credit scores are numeral models that help lenders determine how likely it is that you will pay back a loan on time. You have many different credit scores including the FICO® and VantageScore. Each of...
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Reading Time: 4 minutes Buying a home when you have bad credit makes it harder to realize your dream of ownership. While it’s challenging, it’s not impossible to get a mortgage with less than stellar credit. There are also steps you can take that...
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Reading Time: 4 minutes There are many things that credit repair companies claim to be able to help you with. How many times have you come across an ad or website claiming that a company can help you with a million different things like...
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Reading Time: 4 minutes Having good credit is essential to a healthy financial life and to ensure that you’re able to do things you want to do such as purchase a vehicle or house, or even get a cell phone contract. Many people aren’t aware of...
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Reading Time: 4 minutes The New York Federal Reserve report recently shared a chart that does not bode well for young millennials. It showed a trend of 18-29 year-olds who are more than 90 days delinquent on credit card payments. This can be...
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Reading Time: 4 minutes Headquartered in Atlanta, Georgia, National Credit Systems is a third-party collection agency that operates independently. Initially founded in 1991, the agency specializes in recovering money for apartment owners and...
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