Consumer Credit | Credit Repair Blog

The Houston Housing Market in 2020 and How Your Credit Score Affects Home Loans

Apr 30, 2020 | Local Credit

Houston is the fourth largest city in the U.S and the biggest city in Texas, with a population of 2.3 million people. Houston is one of the top markets in the nation for real estate investing with its diversified economy and a huge demand for housing. In 2019, the...

Keeping Things Weird: What to Do in Austin, TX

Mar 30, 2020 | Local Credit

You know the saying - “Keep Austin Weird”? Well, Austin, TX is undeniably cool, and if you’re looking to visit or move to the city, there are tons of things to do from food trucks to music festivals and swimming holes. Whether you’re on a budget or looking to splurge,...

Common Credit Card Myths Debunked

Mar 15, 2020 | Financial Tips

Accessing the internet from our smartphones, tablets, and laptops – virtually anywhere across the globe – has certainly made our lives easier. With seemingly endless information available on the Web, however, comes a great deal of inaccuracies, including everyone’s...

7 Quick Wins To Pay-Off Debt You Can Do Today

Feb 29, 2020 | Financial Tips

When you’re under a mountain of debt, you know precisely how Atlas felt with the weight of the world on his shoulders! Whether it’s credit cards with sky-high balances, medical bills from an accident, or neverending student loan payments, it can be challenging to see...

First-Time Homebuyers in Dallas: Average Credit Score & Tips for Budgeting

Feb 15, 2020 | Local Credit

Thinking about becoming a first-time homebuyer in Dallas? Congratulations! The decision to buy your first home is both exciting and overwhelming, especially when you start thinking about the financial impact it’s going to have on your life. You want to make sure...

How Does Lexis Nexis Tie Into the Credit Repair Process?

Feb 3, 2020 | Credit Reports

There are many things that credit repair companies claim to be able to help you with. How many times have you come across an ad or website claiming that a company can help you with a million different things like collections, charge-offs, late-pays, judgments, tax...

How to Buy a House with Bad Credit: Is It Possible?

Jan 23, 2020 | Financial Tips

It’s a new decade, and you have the gigantic goal to purchase your first home by the end of the year. But you worry about your credit score. What if you can’t get a reasonable interest rate for a home loan? Is it really possible to purchase a new home this year? ...

The Austin Housing Market: Tremendous Growth in 2019 & Predictions for 2020

Jan 15, 2020 | Local Credit

Everyone wants to live in Austin! Since 2012, the housing market has continued to boom year after year, thanks to consistently ranking as one of the best cities to live in the United States. Add to the mix that many large companies, like Apple, Dell, and eBay, are...

Mortgages: Pre-Approval vs. Pre-Qualification

Jan 2, 2020 | Financial Tips

Purchasing a home is a big deal. When the time comes, whether it’s your first home or you are moving into a new one, you’re most likely in need of a mortgage. With all of the information available, it can be overwhelming knowing where you’re supposed to start. ...

How to Achieve Financial Freedom in 2020

Dec 15, 2019 | Financial Tips

With a new year and a new decade just right around the corner, have you started thinking about your finances? While you’re setting your new years’ resolutions, it’s essential to take into consideration your financial goals too. Building a financial foundation is...

7 Strategies for Dealing with Debt Collectors

Dec 2, 2019 | Creditors and Collections

You owe money, you’re late on your credit card payments, and you feel like you’re walking around with a permanent stress-induced headache. What’s more, you have debt collectors calling you about the unpaid credit card debt, past-due student loans, and medical bills....

Why Did My Credit Score Go Down & How Can I Fix It?

Nov 15, 2019 | Credit Scores

Have you ever seen that episode of Black Mirror where the number of followers you have on social media determined whether you could purchase a car or be accepted into a prestigious apartment complex? This is essentially how credit scores work. A credit score can...