Consumer Credit | Credit Repair Blog

How to Remove A Foreclosure from a Credit Report?

Apr 5, 2021 | Credit Reporting Agencies, Credit Reports, Credit Scores, Credit Scores En

Your credit score affects everything from your ability to rent an apartment to getting approved for a home loan. Creditors and lenders will look at your credit score and your credit report to determine whether or not you’re creditworthy. The better your score and the...

Improving Your Finances for 2021

Jan 28, 2021 | Credit Scores, Financial Tips, Money Saving

2020 has been nothing short of an unpredictable year, where anything that’s considered normal is from the “good old days”. The COVID-19 pandemic resulted in an economic slowdown, job losses, and financial stress for many families and individuals. Unemployment numbers...

How Do Credit Cards Work?

Jan 14, 2021 | Credit Scores, Financial Tips, Money Saving

You’ve probably had a friend tell you about the awesome rewards they get on their credit card which helped pay for their trip to Mexico. There are other stories that you’ve heard too. About how credit card debt is taking over people’s finances. These negative...

How Are Credit Scores Calculated?

Dec 21, 2020 | Credit Reports, Credit Scores

What is a Credit Score? Credit scores are numeral models that help lenders determine how likely it is that you will pay back a loan on time. You have many different credit scores including the FICO® and VantageScore. Each of these credit scores use a unique...

Lenders That Work with Bad Credit

Dec 14, 2020 | Credit Reports, Credit Scores

Buying a home when you have bad credit makes it harder to realize your dream of ownership. While it’s challenging, it’s not impossible to get a mortgage with less than stellar credit. There are also steps you can take that can improve your credit that will make you...

Does Unemployment Affect Your Credit Score?

Aug 26, 2020 | Credit Scores

Losing a job is difficult in the best of times. When the economy is down, however, the impact of job loss is felt even more. When you pair this with the fact that finances will need to be adjusted and your credit score could be damaged if you can’t pay, job loss...

Build Your Credit Fast with These 6 Easy Steps

Aug 21, 2020 | Credit Scores

A good credit score depicts a person’s creditworthiness, and this will give you a chance for lower interest rates when you apply for a loan. If your credit score is not where you want it to be, there are many ways that you can do to improve your score. How TO...

Can Refinancing Affect Your Credit Score?

Aug 20, 2020 | Credit Scores

Refinancing may offer several benefits for you. However, before you head out and apply for refinancing, there are things that you should learn regarding its benefits and risk. What is Refinancing? Refinancing is a key strategy that can help your finances in the...

El Paso: A Hot Housing Market with Affordable Homes and Well-Paying Jobs

Jun 29, 2020 | Local Credit

El Paso sits in the westernmost section of Texas, and it is across the border of Ciudad Juarez in Mexico. The Rio Grande divides the two busy cities which have economies that rely on each other. Like Austin and Dallas, the city is growing and busy, but it offers a...

The Chicago Housing Market Outlook in 2020

Jun 5, 2020 | Local Credit

Chicago is always one of the best places to invest. This trend remains in 2020. Chicago has a diverse economy that makes it one of the wealthiest cities in the world. It’s also the most popular tourist location in the US for both leisure visitors and business...

Experience the Best Houston Texas Has to Offer with This Top 10 Activities List

May 30, 2020 | Local Credit

New York City, Chicago, and Los Angeles are some of the most well-known cities in America. Add Houston, Texas to that list. Houston is the fourth-largest city in the United States and is a must-see for any tourist. When planning your weekend getaway or a road trip...

Current Housing Market in New York City

May 15, 2020 | Local Credit

New York City is an expensive housing market. However, this is one of the most progressive cities around the world, and numerous circumstances point to it being a relatively good time to be a buyer in the New York City housing market. Due to the mid-March news of the...