Improving Your Finances for 2021
2020 has been nothing short of an unpredictable year, where anything that’s considered normal is from the “good old days”. The COVID-19 pandemic resulted in an economic slowdown, job losses, and financial stress for many families and individuals. Unemployment numbers...
read moreHow Do Credit Cards Work?
You’ve probably had a friend tell you about the awesome rewards they get on their credit card which helped pay for their trip to Mexico. There are other stories that you’ve heard too. About how credit card debt is taking over people’s finances. These negative...
read moreHow Are Credit Scores Calculated?
What is a Credit Score? Credit scores are numeral models that help lenders determine how likely it is that you will pay back a loan on time. You have many different credit scores including the FICO® and VantageScore. Each of these credit scores use a unique...
read moreLenders That Work with Bad Credit
Buying a home when you have bad credit makes it harder to realize your dream of ownership. While it’s challenging, it’s not impossible to get a mortgage with less than stellar credit. There are also steps you can take that can improve your credit that will make you...
read moreDoes Unemployment Affect Your Credit Score?
Losing a job is difficult in the best of times. When the economy is down, however, the impact of job loss is felt even more. When you pair this with the fact that finances will need to be adjusted and your credit score could be damaged if you can’t pay, job loss...
read moreBuild Your Credit Fast with These 6 Easy Steps
A good credit score depicts a person’s creditworthiness, and this will give you a chance for lower interest rates when you apply for a loan. If your credit score is not where you want it to be, there are many ways that you can do to improve your score. How TO...
read moreCan Refinancing Affect Your Credit Score?
Refinancing may offer several benefits for you. However, before you head out and apply for refinancing, there are things that you should learn regarding its benefits and risk. What is Refinancing? Refinancing is a key strategy that can help your finances in the...
read moreEl Paso: A Hot Housing Market with Affordable Homes and Well-Paying Jobs
El Paso sits in the westernmost section of Texas, and it is across the border of Ciudad Juarez in Mexico. The Rio Grande divides the two busy cities which have economies that rely on each other. Like Austin and Dallas, the city is growing and busy, but it offers a...
read moreThe Chicago Housing Market Outlook in 2020
Chicago is always one of the best places to invest. This trend remains in 2020. Chicago has a diverse economy that makes it one of the wealthiest cities in the world. It’s also the most popular tourist location in the US for both leisure visitors and business...
read moreExperience the Best Houston Texas Has to Offer with This Top 10 Activities List
New York City, Chicago, and Los Angeles are some of the most well-known cities in America. Add Houston, Texas to that list. Houston is the fourth-largest city in the United States and is a must-see for any tourist. When planning your weekend getaway or a road trip...
read moreCurrent Housing Market in New York City
New York City is an expensive housing market. However, this is one of the most progressive cities around the world, and numerous circumstances point to it being a relatively good time to be a buyer in the New York City housing market. Due to the mid-March news of the...
read moreThe Houston Housing Market in 2020 and How Your Credit Score Affects Home Loans
Houston is the fourth largest city in the U.S and the biggest city in Texas, with a population of 2.3 million people. Houston is one of the top markets in the nation for real estate investing with its diversified economy and a huge demand for housing. In 2019, the...
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